If you are involved in a car accident in Ohio, first check yourself and your passengers for injuries. Call 911 if anyone appears to be injured or requires emergency assistance. Even when injuries initially seem minor, it may be appropriate to seek medical evaluation because some symptoms can develop after the accident.

If it can be done safely, move out of active traffic and turn on your hazard lights. Exchange identifying and vehicle information with the other driver, including names, contact information, vehicle information, and insurance information. If possible, take photographs of the vehicles, the accident scene, road conditions, traffic controls, and any visible injuries.

Ohio law requires drivers involved in motor-vehicle accidents to stop and provide certain identifying information. It is also generally advisable to contact law enforcement when an accident involves injuries, significant property damage, or a disagreement about how the collision occurred. If law enforcement investigates a crash involving injury, death, or more than $1,000 in property damage, the investigating agency is required to submit a written crash report to the Ohio Department of Public Safety.

Notify your automobile insurance carrier promptly in accordance with the terms of your policy. When speaking with an insurance company, be accurate and avoid speculation about fault, injuries, or matters you do not know. An insurance adjuster represents the interests of the insurance company, and statements made during the claims process may affect how the claim is evaluated.

Depending on the circumstances, consulting with a personal-injury attorney may help you understand your rights, preserve evidence, communicate with insurance companies, and evaluate the compensation that may be available for medical expenses, lost income, property damage, pain and suffering, and other losses.

Ohio generally has a two-year statute of limitations for claims involving bodily injury or injury to personal property. That means a lawsuit ordinarily must be filed within two years after the injury or loss occurs, although exceptions can apply. Acting promptly can also help preserve photographs, witness information, medical records, and other evidence relevant to the claim.